Desktop Darkroom offers financing thru PayPal Credit. PayPal offers six months no interest financing on purchases of $99 or more. To apply for PayPal Credit add the items you would like to purchase to your shopping cart. At checkout choose PayPal Express Checkout and choose Apply Now by PayPal Credit. If you have any questions click below to chat or send or send us a message or you can reach us at (904) 398-9934.